What Does Earthquake Insurance Cover?

Best Time to Get Earthquake Insurance

The best time to buy an earthquake insurance is when the probability of a major event is increased. Earling, as the International Disaster Management Award Winner and one of the top 27 startups in the Zurich Innovation Championship 2020, propose you the best time to purchase a new home, life, and property insurance or extending the current coverage if you are in one of the undercover territories which have been marked with dark blue in the blow map.


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Fig 1. Earling undercover territories

Is Earthquake Insurance Worth Getting?

Yes, and it is much better to get it or extending the current coverage when the probability of a major event is increased. And when is it? When Earling issues Earthquake Preparedness Alert for your region.

Micro Insurance

Unlike traditional insurance policies, which tend to cover only structural damage and involve extensive documentation, a microinsurance policy would automatically pay a fixed sum to all of the insured who fall into a "payout zone" affected by the earthquake, fast, lump-sum payouts with no deductible.
Money to use however you need
No paperwork, no adjusters

Earthquake Party

Yes, it's the time for Earthquake Party. Getting together with your loves and family, when the high-risk seismic activities appeared. Most of the residents willing to be getting together in a safe house booking through Airbnb.
Want more?
All Airbnb hosts have the protection of liability insurance of up to $1,000,000 USD to protect against third party claims for personal injury or property damage.

Transferring Earthquake Risk is Easy

Now Follow Safety Procedures

Now that you have transferred earthquake risk, it's the time to follow local earthquake procedures. In lack of a local procedure, we have provided a version of earthquake preparedness for family, which prepare you for a probable major event.